VISA ELECTRON

To all its customers – owners of the current accounts, Agrobanka gives Visa Electron cards.
The beneficiary could open a special purpose F/C account so that, when using Visa Electron card, has available funds also on the special-purpose account that operates according to on-line terms.
Issuance and usage of Visa Electron card is free of charge.

Visa Electron card of Agrobanka is accepted at all points of sale, PoS terminals and ATMs, all over the country, with the VISA sign, and it is suitable for Internet payments.
Also, the ability to withdraw cash is provided by Visa Electron card, free of charge, within the Agrobanka ATMs network.

VISA CLASSIC – CREDIT

 

VISA Classic credit card allows deferred payment both in the country and abroad. The card is accepted at all points of sale, ATMs and Pops terminals with the VISA sign on. This credit card is convenient for payments through the Internet.

The card is issued by revolving model of crediting. The revolving credit is a loan that is constantly being restored. An owner of this credit card gets a certain limited, revolving credit at his disposal. Paying by card, the limit gets reduced, but after depositing payment rate, credit limit is updated for the amount paid-in, i.e. upon repayment of the monthly liabilities, available funds on the card get increased for that amount paid-in and they are available for spending.

Monthly charge per card is up to 30% of available funds (regular monthly income). Per month, five percent of the used loan is charged.
The liability is repaid once per month - on 10th, in the current month, minimum sum of the monthly repayment amounting up to RSD 500.
Customers who do not have regular income, deposit foreign currency sum in the amount of 100% of the loan.

Instrument of security as of credit card is a promissory note.
Interest rate is variable, and, at the moment, it amounts 1.75% on a monthly level and is being paid only on the used credit limit.

The card is issued for the term of two (2) years and after that, it is automatically re-issued by the new one.
 

VISA BUSINESS CHARGE

 

VISA Business charge is an international payment card. It provides all payments in the country and abroad at all points of sale with the sign: VISA.

It is intended for all legal entities and entrepreneurs with neat current account. A person in charge from the enterprise may authorize more other persons to use the funds from the account, up to a certain limit, per month.

VISA Business charge provides that the spending, during the billing month, is 100% charged on 10th of the next month.

Interest rate is variable, on a monthly basis, it, currently, amounts about 1.75% and is paid only on the used credit limit.

Security instrument is provided by the Authorization based on the Law on Payment Operations and a blank promissory note.

The card is issued for the period of one year.
 

VISA BUSINESS ELECTRON


VISA Business Electron payment card is a standard debit card. The card is linked to current accounts of legal entities; legal entities owning active current accounts within the payment system could get it.

VISA Business Electron is an international payment card accepted in the country and abroad at all points of sale, PoS terminals and ATMs with the VISA sign.