Offer >> Loans

 

Interest rates on loans granted to legal entities


LOANS

Interest rate (%)

monthly

annually

 Short term loans in RSD 

 

 
 Loans for current business operations
1,50
19,56
 Loans based on CAs-overdraft on current account:
 - beneficiaries categorized in A and B categories
 - beneficiary categorized in V category
 
2,00
2,50
 
26,82
34,48
 Revolving credits without currency clause, revolving credits based on VISA BUSINESS card without currency clause (charge model of calculation)
 
1,75
 
23,14
 RSD loans with currency clause (EUR)
1,20
15,39
 Loans for preparation of goods for export and export with obligation of return from foreign currency inflow
1,00
12,68
 Loans indexed by Consumer Price Index growth for:
 - the current business operation
 - other purposes

 
1,00
1,20

12,68
15,39
 Loans for financial leasing expenses
1,20
15,39
 Loans based in business cooperation contracts - with currency clause (EUR)
1,20
15,39
 Dinar loans with correction of the interest rate by the Consumer Price Index growth
 - for current business operations - primary production of the enterprises and other legal entities
 - for other purposes

1,00
1,20

12,68
15,39
 Short term foreign currency loans
 
 
 Loans for import of goods and services (utilization, calculation and repayment in foreign currencies)
1,20
15,39
 Revolving credits
1,20
15,39
 Long term RSD loans
 
 
 Loans indexed by Consumer Price Index growth for investments in primary agricultural production
1,00
12,68
 Loans indexed by Consumer Price Index growth for investments in fixed and current assets aparat from agricultural production
1,20
15,39
 Loans indexed by Consumer Price Index growth for other purposes
1,50
19,56
 Loans for participation in privatization with currency clause (EUR)
1,20
15,39
 Other long term loans with currency clause (EUR):
 - with deposit
1,20
15,39
 - without deposit
1,30
16,76
 Loans for procurement of mechanization, with currency clause
 - payment transactions up to 60%
1,00
12,68
 - payment transactions over 60%
0,90
11,35
 - for purchase of tractors IMT-539
0,90
11,35
 Loans for financingof the investment, housing construction, equipment fixed and current assets    
 - payment transactions up to 50%
1,10
14,03
 - payment transactions from 51% to 70%
1,00
12,68
 - payment transactions from 71% to 99%
0,90
11,35
 - payment transactions 100%
0,80
10,03
 Dinar loans with correction of the interest rate by the Consumer Price Index growth
1,75
23,14
 Loans as of Decree of the government of RS:
 Short-term loans to legal entities for liquidity maintaining and financing of permanent working capital, as well as for export operations in 2010.		    
 - loans with currency clause 0,41 5,00
 - restructuring of claims with currency clause 0,60 7,50
Long-term loans for crediting of agricultural production in 2009., for legal and physical persons, with currency clause 0,99 12,50
Long-term consumer loans and loans to legal entities, for procurement of certain permanent consumer goods, with currency clause, in 2010.    
 - for trucks, construction machines and buses 0,37 4,50
Short-term loans for investments in 2010    
 - without Guarantee of the Fund for development 3m EUROBIROR + 4%annually  
 - with Guarantee of the Fund for development 3m EUROBIROR + 2%annually